The insurance needs of individuals and businesses are well served in the Capital Region through a variety of sources. Through a combination of independent insurance agencies and direct writing insurance companies, consumers can readily obtain quotations for Automobile, Homeowners, Life and Business Insurance policies. Insurance options available locally aren’t confined to a consumers local concerns. Local insurance providers are capable of analyzing and providing for the domestic and international insurance needs of individuals and businesses that are located in Tech Valley.

• Insurance programs available to local consumers
• Insurance programs that are available to local business owners
• Automobile Insurance
• Life Insurance
• Home Owners Insurance
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Insurance programs available to local consumers

Homeowners Insurance Whole Life
Tenants or Condominium Insurance Universal Life
Jewelry and Personal Articles Floaters Term Life
Personal Package Program Disability Income Insurance
Automobile Insurance Long Term Care Coverage
Personal Umbrella Insurance Annuities
Watercraft Insurance

Automobile Insurance
The following information will be required in order to secure Personal Automobile Insurance:
• Valid Drivers License for all licensed members of the household
• Valid vehicle registration and title
• Information regarding the vehicle's make, model, year, original cost new, and garaging location will also be required
• Lender information - please detail any information regarding any lending institutions that have an insurable interest in the vehicles that are to be insured

Life Insurance
The following information will be required in order to obtain Life Insurance coverage:
• Name of Insured Party
• Age and medical history
• A completed application and medical examination

Home Owners Insurance
The following information will be necessary in order to obtain Homeowners/Tenants Insurance:
• Name of owners
• Address
• Construction of home (i.e., frame, masonry), square footage, age of home
• Mortgage information

Business Insurance Products – The following represents a listing of insurance programs that are available to local business owners:

Property & Casualty Products

Workers Compensation International Coverage
Commercial General Liability Intellectual Property Coverage
Product Liability Automobile Liability
Umbrella/Excess Liability Property Insurance Programs
Boiler & Machinery Ocean and Inland Marine
Surety/Fidelity Fiduciary
Environmental Impairment Liability Directors & Officers Liability
Professional Liability Employment Related Practices Liability

Employee Benefit Products

Group Health and Prescription Drug
Group Dental
Group Life & Accidental Death and Dismemberment
Group Long & Short Term Disability
Voluntary Dental
Voluntary Life and Accidental Death & Dismemberment
Voluntary Long & Short Term Disability
Long Term Care
401k/Pension Plans